Sunday, October 6, 2019
Critique Essay Example | Topics and Well Written Essays - 1000 words - 13
Critique - Essay Example The change in the behavior of Zambranoââ¬â¢s participants is systematic and proves his claim that personal roles often change behaviors. Behaviors arise from peopleââ¬â¢s interaction with their immediate societies. As such, the roles coupled with the beliefs that the society has on such roles systematically influence the behavior of the people playing the role as the discussion below portrays. Both Plato and Zimbardo create an illusionary society by removing their subjects from the society to a new restricted space. While in the spaces, the perceptions of the subjects change based on their understanding of the surrounding. Zimbardo for example sought to establish whether the brutality in American prisons was a result of the guardââ¬â¢s sadistic personality or arose from the prison environment. He therefore recruits his subjects randomly from the society. The participants were normal individuals but without any prior engagements with prisons. As the participants spent more time in the prison environment, their behaviors began to change with the guards becoming increasingly aggressive in their behavior and brutal as they handle the prisoners. The prisoners on the other hand become increasingly submissive to the authority.in his study, Plato criticizes political structures and their effects in indoctrinating people thus influencing their beliefs and social understanding. ââ¬Å"On the other hand, The Allegory of the caves is a discussion of politics: The Republic, from which it is taken, is a treatise on justice and the ideal governmentâ⬠(Plato 2). The limited space in the prison restricts the mindsets of both the prisoners and the guards especially when within the premises. The prisoners spent most of their time talking about the prison and prison life. Additionally, their prior understanding of prisons influenced their stories. The same is the case with the guards who
Friday, October 4, 2019
Factors that Led to Rapid Industrialisation of Japan Essay
Factors that Led to Rapid Industrialisation of Japan - Essay Example It is evidently clear from the discussion that reformation of the economic system involved introduction of a unified modern currency (yen), development and restructuring of the banking system, improved commercial laws and taxation system, stock exchanges, and improvement of the communications network. Creation of a new institutional framework that would suit the capitalist system was also among the primary task of the Meiji government. However, it was not until the early 1890s that this long process was completed, and by that time, the government had almost entirely ceased the practice of direct control over the process of industrialization due to increasing budget deficits due to a high cost of modernization. However, though most of these reforms have also been implemented by various European states their success ââ¬â and success of the industrialization process ââ¬â differed substantially. Evidently, these template reforms had to be undertaken in a favorable environment oth erwise the outcome would have hardly been successful. There were several major factors that contributed to the rapid and successful industrialization of Japan. Advanced technologies transferred to Japan from the industrialized Western states such as Britain and the United States played one of the major roles in stimulating early and rapid industrialization of the country. The essence of that transfer of technologies was the transplantation of factory-based production systems.à This approach was promoted by the Meiji government that played the key role in setting up the scene for Japanââ¬â¢s rapid industrialization. However, it was not until the early 1890s that this long process was completed, and by that time, the government had almost entirely ceased the practice of direct control over the process of industrialization due to increasing budget deficits due to a high cost of modernization. However, though most of these reforms have also been implemented by various European stat es their success - and success of the industrialization process - differed substantially. Evidently, these template reforms had to be undertaken in a favorable environment otherwise the outcome would have hardly been successful. There were several major factors that contributed to the rapid and successful industrialization of Japan. Advanced technologies transferred to Japan from the industrialized Western states such as Britain and the United States played one of the major roles in stimulating early and rapid industrialization of the country. The essence of that transfer of technologies was the transplantation of factory-based production systems. This approach was promoted by the Meiji government that played the key role in setting up the scene for Japan's rapid industrialization. Import of the workshop equipped with modern machinery was the central element of Meiji's policy aimed at 'catching up with and overtaking' industrialized western states. The list of industrial sectors tar geted by the Meiji government within the framework of its industrialisation policy was large and included not only defence-related (shipbuilding and others), but also a variety of civil industries that produced different goods and products for both the local and overseas market (silk-reeling, cement, glass, cotton spinning, etc).
Thursday, October 3, 2019
Food and Beverage in Indonesia Essay Example for Free
Food and Beverage in Indonesia Essay This document is one of a series of free information tools for exporters produced by New Zealand Trade and Enterprise. New Zealand Trade and Enterprise provides a wide range of standard services and sophisticated solutions that assist businesses through every stage of the export process. For information or advice, phone New Zealand Trade and Enterprise on 0800 555 888, visit www. nzte. govt. nz, or contact your New Zealand Trade and Enterprise client manager. CONTENTS 1 MARKET STRUCTURE 1. 1 Market Overview 1. 2 1. 3 1. 4 1. 5 1. 6 2 2 Market Drivers Market Potential Import Trends Key Players in the Market Regulatory Sustainability 3 3 6 7 7 8 9 11 12 12 12 12 13 13 14 MARKET ENTRY AND DEVELOPMENT 2. 1 Market Entry Strategies 2. 2 2. 3 2. 4 2. 5 Points of Differentiation Long Term Strategic Issues for Exporters to Consider Distribution Channels Pricing 3 MARKET RESOURCES AND CONTACTS 2/ Exporter Guide | Indonesia | Food and Beverage | February 2012 1 MARKET STRUCTURE Indonesia is the worldââ¬â¢s fourth most populous country with a population of 232. 5 million in 2010, and the largest economy in Southeast Asia. In 2011, New Zealandââ¬â¢s food and beverage exports totalled US$468. 3 million, making Indonesia New Zealandââ¬â¢s 11th largest export destination. i In November 2011, Indonesia provided formal notification of the completion of its internal ratification procedures to enable the ASEAN ââ¬â Australia ââ¬â New Zealand Free Trade Agreement (AANZFTA). From 10 January 2012, AANZFTA will open up considerable opportunities for New Zealand businesses. The agreement will allow duty / tariff free access to over 90 percent of New Zealand goods and services by 2015. ii 1. 1 Market Overview In 2010 and 2011, dairy and meat products comprised over 76 percent of New Zealandââ¬â¢s food and beverage exports to Indonesia (2010: US$363 million; 2011: US$381 million). In 2010, Indonesiaââ¬â¢s dairy and meat market was worth an estimated US$2 billion. The majority of the population in Indonesia, approximately 85 percent, are Muslim and all slaughtered food and meat (excluding pork) must have halal certification. iii 3/ Exporter Guide | Indonesia | Food and Beverage | February 2012 1. 1. 1 Market by product category Packaged food In 2010, Indonesiaââ¬â¢s packaged food market was valued at US$19. 1 billion. The sale of impulse and indulgence products (i. e. chocolates) grew due to increasing affluence. Nutrition and staples (i. e. rice) grew by 31 percent in 2010. Canned / preserved food had a high growth rate of 20 percent in 2010. Indonesia: Sales of Packaged Food by Category: Value 2005-2010 in million USD 2007 Packaged Food Total Nutrition/staples (i. e. rice) Dried Processed Food (i. e. dessert mixes, instant soup) Impulse and Indulgence Products (i. e.chocolate coated biscuits) Bakery Dairy Noodles Baby Food Confectionery Meal Solutions (i. e. tomato pastes). Sweet and Savoury Snacks Oils and Fats Sauces, Dressings and Condiments Frozen Processed Food Ice Cream Canned/Preserved Food Chilled Processed Food Spreads Meal Replacement (i. e. breakfast bars) Pasta Ready Meals (i. e. instant pasta) Snack Bars Soup 13,110 7,876 4,089 4,148 2,111 1,484 1,340 1,257 1,287 1,086 779 759 477 263 245 200 63 62 13 11 4 0. 9 3 2008 14,307 8,798 4,642 4,318 2,201 1,540 1,487 1,398 1,329 1,190 812 909 499 306 269 230 68 65 15 12 4 3 3 2009 14,817. 9,167 4,909 4,404 2,238 1,596 1,526 1,496 1,360 1,244 832 845 510 327 278 251 68 66 16 13 4 3 3 2010 19,100 11,959 6,515 5,506 2,781 2,026 1,999 1,967 1,704 1,634 1,054 1,039 653 439 356 346 86 82 21 17 5 4 4 Source: Euromonitor International (NB: IDR/USD currency; [2007] 9141, [2008] 9699, [2009] 10389. 9, [2010] 9090. 4) 4/ Exporter Guide | Indonesia | Food and Beverage | February 2012 Fresh food In 2010, the fresh food market in Indonesia had a total volume of 48. 1 million tonnes, making Indonesia the fifth largest fresh food market in the world. During the period 20052010, demand of fresh food increased by 13 percent. iv Indonesia: Fresh food market in Indonesia in million tonnes Starchy Roots Fruits Vegetables Fish and Seafood Meat Sugar and Sweeteners Eggs Nuts Pulses 2007 14,985 10,386 9,095 5,016 1,969 1,778 743 671 222 2008 15,148 10,786 9,356 5,153 2,024 1,825 761 700 224 2009 15,309 11,147 9,613 5,291 2,078 1,872 777 730 227 2010 15,455 11,489 9,868 5,432 2,138 1,914 794 762 230 2011f 15,582 11,787 10,119 5,592 2,188 1,952 808 798 234 Source: Euromonitor International (NB: 2011 forecasts) Wineiv In 2011, the Indonesian wine market was worth approximately US$32 million (RP 275. 4 billion) and retail sales totalled 3. 1 million litres. Wine accounted for only 3 percent of total alcohol sales. Beer is considerably more popular as an alcoholic beverage. During the period 2008-2010, wine volume sales declined by 6 percent. While prices increased, the demand from Indonesian consumers with high disposable incomes and expatriates remained and the number of wine enthusiasts in Indonesia grew. The growth was influenced by western culture and wine events such as wine tasting, wine dinners and classes. The wine market showed an increase in sales by value of 61 percent during the period 2008-2010. v Indonesia: Wine Sales Off-trade Value in million USD Off-trade Volume in million litres 2006 12. 0 3. 3 2007 14. 0 3. 4 2008 15. 0 3. 4 2009 16. 0 3. 3 2010 28. 0 3. 2 2011 32. 0 3. 1 Source: Euromonitor International (NB: IDR/USD currency; [2006] 9159. 3, [2007] 9141, [2008] 9699, [2009] 10389. 9, [2010] 9090. 4, [2011] 8696. 1) 1. 1. 2 Market by distribution channel Mass grocery retail In 2011, traditional retailers, comprising small independent stores and open air markets, accounted for an estimated 77 percent of the total retail sales. vii 5/ Exporter Guide | Indonesia | Food and Beverage | February 2012 In the organised retail sector, Hypermarkets had the largest market share in 2010, with US$13. 6 billion in sales, followed by supermarkets (US$11 billion) and convenience stores / mini-markets (US$5 billion). During the period 2005-2010, supermarket sales increased by 112 percent, followed by hypermarkets (109 percent) and convenience stores / mini-markets (105 percent). Mass Grocery Retail Sector ââ¬â Estimated Number of Outlets 2005 Total Convenience Stores / Mini-Markets Supermarkets Hypermarkets Source: Business Monitor International 2006 7,154 3,337 3,173 644 2007 8,530 3,953 3,830 747 2008 9,429 4,334 4,297 798. 2009 10,572 4,871 4,801 900 2010 11,524 5,299 5,252 973 5,912 2,758 2,652 502 1. 2 Market Drivers The following are viewed as key drivers for the food and beverage market in Indonesia: ? The food and beverage market in Indonesia grew in 2010, recovering from the worldwide recession. Purchasing power of middle and upper income consumers revived with an increase of disposable income. Political and economic conditions stabilised and the number of modern retail outlets and food service retailers grew. vi Consumers are embracing the health conscious trend seen throughout the world, as a result of exposure to health education through the media. vi To meet the increasing demand of educated and health conscious consumers, the Indonesian government has taken on initiatives such as the Merauke Integrated Food and Energy Estate project. Through this US$5 billion project, the government expects to produce almost 2 million tonnes of rice, 2 million tonnes of corn, 2. 5 million tonnes of sugar, 937,000 tonnes of palm oil,167,000 tonnes of soy beans and grazing land for 64,000 cattle. vii In April 2010, taxation on wine increased significantly resulting in an increase in wine prices. Approximately 45 percent of the cost paid by consumers is tax, including sales tax (VAT), excise and import tax. v While traditional markets still account for the majority of retail sales, they face greater pressure on market share as modern retail becomes more popular. While the government tried to discourage the rapid spread of modern retail, it wasnââ¬â¢t successful in enforcing its legislative regulations and modern retailers increased in numbers by using fake permits in some cases. iii ? ? ? ? 6/ Exporter Guide | Indonesia | Food and Beverage | February 2012 1. 3 Market Potential The overall food consumption is forecast to grow by a compound annual growth rate (CAGR) of 9. 1 percent to 2015. vii Modern retail, such as hypermarkets are projected to increase in numbers as urban centres expand and demand increases for convenience and added-value products (i. e. rice and noodle ready-meals). However, most consumers in Indonesia remain price sensitive and private label will be a popular alternative as it is perceived as good value rather than cheap. vii The sale of alcoholic beverages is expected to decline with a CAGR of 2. 3 percent during 2010-2015. However, wine is forecast to grow with a CAGR of 1. 4 percent during 20102015 as wine is perceived to be a healthier option than other alcoholic beverages such as beer. v Indonesia has a massive youth population of around 40. 9 million, aged between 15 and 24. This age group tends to be more westernised compared to the older population and is projected to drive demand for mass market products such as confectionary goods. vii There are opportunities for products targeted to improve the condition of specific health problems. These products include calcium fortified milk to prevent osteoporosis, dairy milk for nursing mothers, baby food and products for weight and cholesterol reduction. vi 1. 4 Import Trendsvii In 2010, Indonesia imported an estimated US$8. 1 billion, a growth of 25 percent from 2009. Indonesia is relatively resilient to global trade volatility but reliant on dairy and poultry imports to meet demand. Indonesia: Food and Beverage Trade in million USD 2009 Exports Imports Balance 18,756 6,476 12,280 2010e 24,765 8,120 16,645 2011f 30,406 9,573 20,833 2012f 36,517 11,233 25,284 2013f 43,492 13,172 30,320 2014f 52,167 15,598 36,563 2015f 62,034 18,448 43,585 Source: Business Monitor International (NB: 2010 estimate; 2011-2015 forecasts) 7/ Exporter Guide | Indonesia | Food and Beverage | February 2012 1. 5 Key Players in the Marketvii Food and beverages Nestle Indonesia had the highest market share with sales of US$23. 2 billion in Indonesia and Papua New Guinea. Nestle has a market leading position in the dairy sector and in its instant noodle category, operates a 50-50 joint venture with Indofood Sukses Makmur. One of Indonesiaââ¬â¢s key players in alcoholic beverages is Multi Bintang with 414 employees and US$209. 5 million in sales in 2010. Indonesia: Key Players in the food and beverage market Company Nestle Indonesia Indofood Sukses akmur Terbuka Unilever Indonesia PT Charoen Pokphand Indonesia Mayora Indah Tbk Sari Husada PT Malindo Feedmill Tbk PT Siantar Top Tiga Pilar Sejahtera Food Sub-sector confectionery and dairy miscellaneous food dairy and tea meat and Fish confectionery formula and baby food miscellaneous food Snack food Snack food and instant noodles Sales (US$mn) 23,238** 4,493 2,303 1,764 845 317e 238 89 83 Yearending Dec-10 Dec-10 Dec-10 Dec-10 Dec-10 2010 Dec-10 Dec-10 Dec-09 No. Of employees 1,232 64,200 3,308 7,095 4,407 902 2,144 4,292 1,925 Year Established 1971 1990 1933 1972 1977 1954 na 1970 na Source: Company Investor Relations, BMI (NB: e = estimate, na = not available, **Includes Papua New Guinea) Mass Grocery Retail Hero Supermarket Tbk had the largest sales within the mass grocery retail sector with US$8. 97 billion in 2010. Hero has a broad range of store formats and offers lower value products while Carrefour, the biggest foreign retailer in Indonesia, dominates the upper end of the market. 8/Exporter Guide | Indonesia | Food and Beverage | February 2012 Key Players in Indonesiaââ¬â¢s Mass Grocery Retail Sector, 2011 Parent Company PT Hero Supermark et Tbk PT Sumber Alfaria Trijaya Tbk PT Matahari Putra Prima Tbk Country of Origin Indonesia / Hong Kong Sales, US$ mn 8,971 Financial year 2010 Brand Hero Giant StarMart Indonesia 1,645 2010 Alfamart Alfa Minimart Foodmart Hypermart Cut Price PT Carrefour Indonesia PT Makro Indonesia ** PT Ramayana Lestari Sentosa Tbk PT Indomaret Prismatama PT Lion Superindo PT Alfa Retailindo Tbk France / Indonesia Netherlands Indonesia. Indonesia Belgium / Indonesia Indonesia 1,570*** 656e 639 500e 431* 187 2010 2010 2009 2010 2010 2010 Carrefour Makro Ramayana Indomaret Super Indo Alfa Alfa Grosir Gelael Format Supermarket Hypermarket Convenience Store Supermarket Convenience Store Supermarket Hypermarket Discount Store Hypermarket Supermarket Cash Carry Supermarket Convenience Store Supermarket Supermarket Supermarket Supermarket No of outlets 120 38 125 4812 Indonesia 1,615 2009 25 52 9 63 16 20 104 5,174 74 35 8 11. Source: Company Investor Relations, BMI (NB: e = estimate,*Based on Delhaize Group Rest of World Sales,** South Koreaââ¬â¢s Lotte acquired Makro in October 2008,***Based on Carrefourââ¬â¢sIndonesia sales. ?Includes franchised, independent stores) 1. 6 Regulatory Information provided in this section is for reference only. When negotiating supply contracts and before beginning actual export, companies are advised to consult closely with their importer or distributor. Duties and tariffs Under AANZFTA there will be tariff free access to more than 90 percent of New Zealand goods by 2015, and the majority of these are food and beverage products. 9/ Exporter Guide | Indonesia | Food and Beverage | February 2012 Alcoholic beverages in Indonesia including wine are strictly regulated due to the Muslim Law. Wines are subject to 10 percent value added tax (VAT), import tax of 150 percent and income tax of 25 percent. Category A B C Classification Alcoholic beverage with 1-5 percent ethanol content Alcoholic beverage with 5-20 percent ethanol content Alcoholic beverage with 20-55 percent ethanol content Import duty USD 1. 57 / litre IDR 14,000 / litre USD 6. 18 / litre IDR 55,000 / litre USD 14. 00 / litre IDR 125,000 / litre Excise Tax USD 1. 25 / litre IDR 11,000 / litre USD 4. 5 / litre IDR 40,000 / litre USD 14. 61 / litre IDR130,000 / litre For more information, visit the Directorate General of Customs Excise at www. beacukai. go. id or the AANZFTA at www. asean. fta. govt. nz. Licensing and registration requirements Prior to importation of food, companies must follow a registration process which involves a fee of Rp 150,000-3,000,000 (approximately NZ$17-345). The documents needed to register include: ? ? ? ? ?a letter that guarantees safety, quality, nutrition and labelling an authorisation letter from the manufacturer health certificate or certificate of free sale issued by authorised deputy from country of origin an audit report of distribution facilities from NADFC (National Agency of Drugs and Food Control) provincial office. copy of registration approval letter from the NZ companyââ¬â¢s importer For more information on licensing and registration, visit National Agency of Drug and Food Control at www. pom. go. id Labelling requirements. All imported food and beverages need to be labelled in Indonesian language and must contain: ? ? ? ? brand name name of product (type of food) list of ingredients net weight or net content or drained weight (if applicable) 10/ Exporter Guide | Indonesia | Food and Beverage |. February 2012 ? ? ? name and address of parties that produce or import the products into Indonesia registration number date, month and year of minimum durability For more information on labelling, visit the National Agency of Drug and Food Control at www. pom. go. id. Quotas New Zealand wine exports are subject to Indonesiaââ¬â¢s import quotas. The Indonesian government increased the import quota for wine to 225,000 cases in 2009, from 80,000 cases in 2008. The number of cases of wine imported in 2008 and 2009 were 77,485 and 191,953 cases respectively. Error! Bookmark not defined. Indonesia has also recently imposed beef quotas which are being reviewed regularly. Halal Halal certification in Indonesia is required for all food derived from animal products, and recommended for companies whose products are targeting the mass retail market. Exporters are advised to check this closely with their importers or distributors in Indonesia. The Federation of Islamic Associations of New Zealand (FIANZ) is recognised by the Indonesian Ulama Council (MUI) for certifying products in New Zealand. They can be contacted at [emailprotected] co. nz. For more information on the overseas market access requirements (including halal requirements), visit the New Zealand Food Safety Authority at www. foodsafety. govt. nz For more information on halal, visit the MUI at www. halalmui. org 1. 7 Sustainabilityviii The Indonesian Government encourages companies to use sustainable packaging and recyclable materials through tax incentives and an awards system. The government plans to boost the environmentally friendly packaging through Industrial Regulations in Indonesia (RUU Perindustrian). Alternatives to plastic packaging such as vegetable material or bio-plastic packaging have been welcomed by the market. Bio-plastic is made from biotic materials (i. e. corn, cassava or micro-biota) and the material is easier to decompose. A national water company, PT Aqua Golden Mississippi, is currently developing a water bottle from vegetable material. The Indonesian Nanotechnology Society is researching a thinner plastic bottle which can be decomposed in 4 to 8 weeks. 11/ Exporter Guide | Indonesia | Food and Beverage | February 2012 2 MARKET ENTRY AND DEVELOPMENT 2. 1 Market Entry Strategies Indonesia is a price sensitive market, but with the growth of the new generation of middle and high income consumers, the quality of products is of greater importance. Branded and high quality food and beverage products are in demand. The middle high income segment is paying more attention to healthy products as the new generation becomes more health conscious. Indonesian consumers prefer internationally well-known brands and imported products, particularly for their children. In 2010, the government approved a number of import licences for alcoholic beverages. There were previously only 2 companies with import licences but now more than 20 companies have secured a licence. To acquire an import licence, a company needs to have at least 20 brands in its portfolio. It is recommended that New Zealand food and beverage products focus on Jakarta (with a population of 9. 6 million), Surabaya (4 million) and Bali (4 million). Jakarta and Surabaya are big markets in their own right but are also distribution hubs to the east and western parts of Indonesia. Bali is a popular tourism destination and there is a demand for quality products from hotels and restaurants. 2. 2 Points of Differentiation New Zealand is known in Indonesia as a producer of fresh, clean, high quality and healthy products. However, the market holds little knowledge about the range of products New Zealand sells. New Zealand companies need to continuously promote the overall New Zealand image for the benefit of their products. 2. 3 Long Term Strategic Issues for Exporters to Consider Recently a number of new regulations were introduced, which are aimed at protecting local producers of horticultural, agricultural and dairy products. Political issues and corruption are still a major issue in doing business in Indonesia. All imported food and beverage products must be registered by Indonesiaââ¬â¢s National Agency for Food and Drugs Control (BPOM). New Zealand food and beverage exporters are advised to check with their Indonesian customers or partners what the exact process is. The specified time limit for BPOM to issue registration is 45 working days, but in the past it has taken 6-12 months. 12/ Exporter Guide | Indonesia | Food and Beverage | February 2012 2. 4 Distribution Channels. The best market penetration strategy is to appoint a local importer who has an established network across Indonesia. This will enable New Zealand businesses to access the retail market and also the HORECA (hotel, restaurant and catering) markets. Importers will undertake the product registration on behalf of New Zealand companies. New Zealand companies must provide the necessary documentation including a letter of appointment for the Indonesian importer. 2. 5 Pricing New Zealand products face stiff competition from other imported products, particularly products from Asian countries. With the right pricing and product positioning strategies, Indonesian consumers are willing to pay for premium products. Mark-ups for imported products will include: ? ? ? import agent fees custom duties value added tax (VAT) of 5-10 percent 13/ Exporter Guide | Indonesia | Food and Beverage | February 2012 2. MARKET RESOURCES AND CONTACTS ASSOCIATIONS /ORGANISATION ASEAN New Zealand Combined Business Council Halal Indonesia The Federation of Islamic Associations of New Zealand (FIANZ) WEBLINK www. asean. org. nz www. halalindonesia. org/ www. fianz. co. nz/index. php Indonesia National Agency of Drug and Food Control www.pom. go. id ASEAN Australia New Zealand Free Trade Agreement Guide Ministry of Health Republic of Indonesia Directorate General of Customs Excise. TRADE EVENTS InterFood Indonesia Fish and Seafood Indonesia Agri Indo Jakarta Fashion Food Festival OTHER NZTE PUBLICATIONS Indonesia Country Brief Wine Market in Southeast Asia Food and beverage in the hotel, restaurant and institutions market in Southeast Asia www. asean. fta. govt. nz www. depkes. go. id/en/ www. beacukai. go. id WEBLINK www. interfood-indonesia. com www. fisheryandseafoodexpo. com www. agri-indo. com www. jfff. info WEBLINK www. nzte.govt. nz www. nzte. govt. nz /www. nzte. govt. nz Disclaimer: This publication is provided to you as a free service and is intended to flag to you market opportunities and possibilities. Use of and reliance on the information/products/technology/concepts discussed in this publication, and the suitability of these for your business is entirely at your own risk. You are advised to carry out your own independent assessment of this opportunity. The information in this publication is general; it was prepared by New Zealand Trade and Enterprise (NZTE) from publicly available and/or subscription database sources. NZTE; its officers, employees and agents accept no liability for any errors or omissions or any opinion/s expressed, and no responsibility is accepted with respect to the standing of any firm/s, company/ies or individual/s mentioned. New Zealand Trade and Enterprise is not responsible for any adverse consequences arising out of such use. You release New Zealand Trade and Enterprise from all claims arising from this publication. New Zealand Trade and Enterprise reserves the right to reuse any general market information contained in its reports. i ii iii iv v vi vii viii Euromonitor International, 26 August 2011. Indonesia: Country Profile APNZ, 15 November 2011. Indonesia to join regional FTA. The New Zealand Herald. Retrieved from www. nzherald. co. nz Euromonitor International, 9 August 2011. Consumer Food Service in Indonesia. Euromonitor International, 2011. Market sizes, Indonesia Euromonitor International, February 2011. Alcoholic Drinks Indonesia Euromonitor International, November 2010. Packaged food Indonesia Business Monitor International, August 2011. Indonesia Food Drink Report Q4 2011. Euromonitor International, April 2011. Packaging Indonesia 14/ Exporter Guide | Indonesia | Food and Beverage | February 2012.
Internal Traceability And External Traceability
Internal Traceability And External Traceability Traceability itself does not make food safe. However it is a risk management tool whenever a food safety problem is concerned. Past experiences have shown that the operation of food or feed market can be jeopardized when it is impossible to trace food or feed. Seafood is a highly perishable food item, increasingly globally traded and many particular conditions have to be taken into account (Schrà ¶der, U. 2008). Therefore a comprehensive system of traceability is targeted to avoid unnecessary wider disruption in food business. According to ISO 8402:1994, traceability is defines as the ability to trace the history, application or location of an entity by means of recoded identification. Starting from 2002, all fishery products in European Union must be labeled with commercial designation of the species, the production method and the catch area or production location according to traceability Requirements for Fish (Regulation EC/2065/2001). E.U. General Food Law Regulation 178/2002 (Article 3) mentioned that traceability means the ability trace and follow a food, feed, food producing animal or substance intended to be, or expected to be incorporated into a food or feed through all stages of production, processing and distribution. Traceability is mentioned in the Food Hygiene Regulation 2009 (Regulation 10) that it should be identified as one step back from where the food came and one step forward where the food went at any specified stage in the food chain 80.5% of fishery production in Malaysia is captured whereas 94.4% of seafood in European Union is capture fisheries. Marine fish landing in Malaysia has been quit consistent around 1300 tonnes per annum (Buku Perangkaan Perikanan Tahunan, 2009; Fisheries statistic, 2011). However, there is a trend of dropping in the capture of fishery products in the European Union from 7253 tonnes in 1998 to 5148 in 2008. Hence, European Union tends to import more fish and has stringent rules and regulations on the import of seafood products. Traceability procedure may seem to be lengthy but its importance and benefits outweigh its all. The main purpose of traceability is to improve safety and quality control and this could boost import potential, market access and lead to better business management and efficiency. In food safety issue, it not only safeguards against bioterrorism, but also enables immediate recall and withdrawal when a risk or hazard is identified. Besides that, it also provides a channel for transparent and fair trading between operators. Accurate information is provided to the public so that consumers will not be misled by inaccurate label and make informed purchasing decisions. Traceability records help control authorities to perform better risk assessment (Regulation (EC) No. 178/2002 (Article 18)). Traceability also helps to increase ones market share or product value. Its importance in the implication of sustainable fishing may be unseen by the society. With traceability record, seafood business ope rators cannot make false claims and we can get rid of the false perception of plentiful seafood supply in the marine ecosystem. 2.0 Internal Traceability and External Traceability Generally, traceability can be divided into two types, which is the internal traceability and external or chain traceability. Internal traceability is the recordkeeping of a product within a particular operation, company or production facility. It relates the data about raw materials and processes to the final product before it is delivered. Many seafood processing companies have effective internal traceability systems as part of their HACCP based quality assurance systems. Internal traceability is aimed at productivity improvement and cost reduction within a production unit such as fish plant. This type of record keeping is already required throughout the seafood industry as it is essential for keeping track of inventory, purchasing and other in house accounting. External traceability refers to traceability the product outside of a business entity, in the entire supply chain. It is between companies and countries and depends on the presence of internal traceability of each entity. Therefore it is a challenge that requires the cooperation of all operators in the supply chain from farm to table. For instances, external traceability allows the tracking of a product and attributes of that product through the successive stages of the distribution chain such as from boat or fish farm to table. One step back and one step forward approach is the simplest model of external traceability. It comprises the capability to track the movement of the product forward through the supply chain to understand where it has gone, what it has gone into and what it has come into contact with. Besides, it enables to trace a product back to understand the custody chain of product, components and ingredients. Under this system, each partner in the supply chain is respons ible to record input and output data but not for information which may be several steps ahead or behind in the supply chain (Can-Trace, 2007). Tracing upstream means looking back along the supply chain towards the harvester or producer steps. Downstream looks forward towards distribution and consumption. External traceability makes use of a set of tools that aids in traceability such as identifiers, carriers (Bar code and RFIDs) and readers. As seafood supply chains become longer and convulated, there is raising demand for external traceability data by both regulators and consumers. Both internal and external traceability system had been used in European Union (EU) and Malaysia. They are used to achieve different purposes or objectives such as for food safety regulatory requirements or to ensure quality and other contractual requirements. Besides a well-developed technological infrastructure, the speed of trace-back and trace-forward (traceability) is influenced by well-functioning and well-organized competent authorities (CAs). Legistlation and the accuracy, efficiency of data exchanges and controls are vital to the functioning of the CAs. The Malaysia food safety system is characterized by its complexity and diversity with different authority entrusted with the task of ensuring food safety at different stages of the food chain such as Ministry Of Health (MOH), Department Of Fisheries (DOF) and Fishery Development Authority Of Malaysia (LKIM). C:[emailprotected] traceability systemexternal and internal.jpg Figure 1: External versus internal traceability. (Source: Petersen and Green, 2007) 3.0 Fishing Scenario in Malaysia: What Causes Malaysia to Change? The introduction of import conditions for seafood and other fishery products by European Union (EU) in year 2002 had been a wakeup call for the Malaysian authorities. In year 2005, the Directorate General of health and Consumers (D.G. Sanco) visited Malaysia after the harmonization of the EU members import condition. Among the main problems identified were (Shahridan and Nagalingam, 2011): No specific legislation was in place to ensure that fishing vessels and landings sites are in line with EU standards, No generic approval of a farm for export, those who wish to export must register with the Animal Health Quarantine Centre of the Department of Fisheries, Laboratories involved in testing were not adequately equipped and staff were not knowledgeable enough, The HACCP programme was not a prerequisite for an establishment to be proposed for the EU export list, and There was a need to implement minimum hygiene standards in processing plants, fishing vessels and landing sites. After the findings, recommendations were made to improve the situation by the next visit in 2008. In year 2008, D.G Sanco found that most of issues from the previous visit have not been addressed and concluded that all official controls put in place by the Malaysian competent authority were not equivalent to the EU requirements for import of live fish and finished products. Therefore, EU contemplated to impose a ban, which would then be gazette into a law which would be harder to reverse. This lead the Malaysian competent authority to immediately impose an unilateral export ban to the EU (Shahridan and Nagalingam, 2011). The impact of unilateral EU export ban caused huge lost to the seafood and fishery products industries and the government. Forty-five processing establishments and one freezer vessel lost their licenses or EU numbers to export to the EU immediately. Processing plants that had their shipment ready for EU and also in process had to appeal for a gestation period to fulfill those orders. The ready stock for the upcoming EU festive seasons had to be reprocessed and repacked for other countries. Half of the processing plants in the country shut down and many lost their jobs overnight (Shahridan and Nagalingam, 2011). Several improvements were implemented to meet the EU requirements. New regulations were enacted (Table 1) and the official controls put in place by the Malaysian competent authorities were reorganized (Figure 2). Details regarding traceability were discussed in detailed in the next subtopic. Table 1: New regulations enacted to improve the food safety regulations. Regulation Content Food Hygiene Regulation 2009 Health certificates need to be issued for all relevant parties involved in finished product heading for the EU. Fisheries Regulations 2009 Fishing vessels and aquaculture farms have to get quality control certification for seafood that would be processed into finished product for the EU. Lembaga Kemajuan Ikan Malaysia Regulations 2010 Hygiene and recognition of fish landing sites approved for raw material heading to the EU. MOH DOF LKIM Central competent authority Directly responsible for public health in this matter. Controls of potable water supply Competent authority directly responsible for animal health matters in this area. Competent authority for issuing the license that allows a company to carry out the activity of import/export of live fish or final product (fishing vessels). MOH DOF LKIM Middlemen/ Transporters Processing plants Sources of imported raw material Water and ice sources Aquaculture farms Fishing vessels Landing sites MOH: Ministry of Health DOF: Department Of Fisheries LKIM: Fishery Development Authority Of Malaysia Figure 2: Reorganization and detailed description of competent authorities framework. (Source: Shahridan and Nagalingam, 2011) Improvements 4.0 Chain Traceability The ability to connect incoming and outgoing goods or one-step backward and one-step forward is a prerequisite for chain traceability to show the relationship between business partners. This requires that the business partners are known to each other and able to cooperate to successfully create traceability graph. This graph is a representation of elements and relationships consisting of knowledge about a traceable unit represented as a directed graph of trace events and relationships to resources, actors and other traceable units (Tracefish, 2009). Before establishing chain traceability, one must decide on what system, method and tracing tool to be used to identify, mark and label his products. It is also necessary to be able to define business partners that are involved in the traceability. The partners should be divided into the following categories which are: suppliers (producers of raw materials, ingredients, finished products and packaging), customers (retailers) and transporters. Types of traceability system and the food supply chain will be further discussed below. 4.1 Paper-based and electronic systems Identification, marking and labelling Paper based system and electronic system are examples of traceability system used throughout the food supply chain. The purpose of both systems is to provide information, recording and linking of the particular food from farm to fork. Most traceability system adopted by companies utilizes the mixture of paper and electronic systems. The key factor in determining the type of traceability system depends on the size of the company. In both European Union (EU) and Malaysian perspectives, there is no definite and singular system to be employed throughout the food supply chain. In EU General Food Law, Article 18 states that the system must simply guarantee a link supplier-product and a link customer-product which allows providing the essential information to the competent authorities upon their request. The same goes for the Malaysia, whereby Regulation 10 in Food Hygiene Regulation 2009 states that a food traceability system shall be provided to be able to identify one step back and one step forward at any specified stage from production to distribution. Although there are differences in approaching traceability and major structural differences between the chains for different types of fish, products and varies among countries, there is also a degree of commonality in information requirements by the respective law and regulations. These information requirements can be categorized as (Tracefish, 2009): Each food business has to collect and record information and make it available to the competent authorities upon request and to other food business operators for the purpose of product withdrawal or recall. Information on the nature of the food and the operations involved is required for particular purposes and must be available to the appropriate authorities. Commercially desirable information on the nature of the food and the operations can be requested by food business for reasons such as, Good Manufacturing Practice (GMP), ethical, environmental, quality assurance records, raw material or product standards and specifications. Paper traceability system is widespread and is the oldest system used throughout the supply chain. Most companies in both EU and Malaysian, who are making small profit and producing limited quantity of products, utilise this system as it is cheap and changes can be easily made. However, its disadvantages are manually intensive, reliant on correct procedural operations, trace-back of information is time consuming and difficult and records are not easily reviewed. A paper traceability system also requires a lot of storage space. Electronic traceability consists of bar code systems and Radio Frequency Identification (RFID) systems. Bar code systems are widely used and are well established in the food industry in both EU and Malaysia. It is inexpensive to implement and use. EAN.UCC system (European Article Number and Uniform Code Council) are the most widely used across EU. The more recent RFID technology uses tags that send identification codes electronically to a receiver when passing through a reading area. RFID identifiers consist of a surface/chip, which can be attached onto or implanted into any surface to provide encoded information of identity. One of the major advantage of RFID is that it is able to scan the whole pallet in seconds while passing through a reader area as many tags can be read simultaneously even when not in-line of sight which is the disadvantage of bar codes. However, RFID is less widely used technology in EU when compared to bar code technology as it is expensive. Thus far, the usage of RFID technology in Malaysia has not been introduced in tracking seafood product. However, RFID technology had been introduced in government-run livestock tracking programme which is funded by the veterinary Department of Malaysias Ministry of Agriculture and Agro-based industries to control disease outbreaks among livestock (RFIDNews, 2009). One major advantage of electronic traceability systems is their ability to handle large amounts of information in a precise manner. Records and reports regarding traceability can be retraced in a short amount of time. Figure 2: Example of bar code (left) and RFID tag (right). In EU, all establishments handling food of animal origin must be approved by the national authority. Establishments here included abattoirs/slaughterhouses, cutting plants, processors etc. All foods produced by the approved establishments must carry an EU identification mark, indicating the approval number. Under Regulation EC 1907/90, identification marks are required for all other products of animal origin except for eggs. This legislation came into force in January 1, 2006 to ensure traceability for products of animal origin. The mark must be in oval shape, legible, indelible and clearly visible for inspection. The first part of the approval number is a two-letter national code (UK for United Kingdom), indicating the country in which the food was produced, followed by a site-specific approval number and ending with the abbreviation (EC) for European Commission (Reily, 2009). This kind of regulation however is not implemented in Malaysia. C:[emailprotected] traceability systemEUeuidentificationmark.jpg Figure 3: EU identification mark comprising country code (UK), establishment code (AZ020), European Commission indication (EC). 4.2 Traceability in fish catching In both EU and in Malaysia, information on vessel name, fishing trip number, time of catch, quantity in haul, batch size, landing area and fishing area are required to be recorded. The method of record keeping could be paper or electronic, depending on individual company. The only difference between EU and Malaysia is that the existence of a central database system for foods in EU (TraceFood) for tracking the movement of products. This allows information to be recorded and registered in each link. In Malaysia, information is managed manually; each organization has their own way of keeping and transferring information. In EU nations, fish are sorted on board according to species and iced in boxes. Each box is labeled with information on fish species, catch, date, vessel name or number and a unique box number, readable as ordinary numbers and in the form of a bar code. The information is registered in a computer onboard the vessel and the data are transmitted via a mobile phone to a computer at the next step in the chain, the collector. This enables the collector to receive all information from the vessel before it enters the harbor. At the collector, each specied of fish is sorted according to size, keeping the fish from each catch date separated to enable fish to be traced according to the same vessel with the same catch date. At the collectors stage, information about the collector name, fish size/weight and a new box number registered at the computer adding this new information to the database (Frederiksen and Gram, 2004). This kind of technology is not implemented in Malaysia due to its high im plementation cost and training cost to the fishermen. Nevertheless, ongoing effort is being conducted by the Malaysian authorities to improve the traceability in both fish catching and aquaculture farms. The introduction of import conditions for seafood and other fishery products by EU in year 2002 was a wakeup call to Malaysian authorities. To enforce traceability in fish catching, all fishermen need to get comply regulations in Fisheries Act 1985 :(i) Fishing license (ii) Fishing vessel permit/license (iii) Permanent marking of ID on fishing vessel. In aquaculture farms, Malaysian Aquaculture Farm Certification Scheme (SPLAM) was introduced which incorporated traceability principles. SPLAM is managed by Department Of Fisheries (DOF) which emphasizes in the implementation of HACCP at source. It is a voluntary scheme to encourage Good Aquaculture Practice to ensure the safety, quality, consistency and competitiveness of the products based on criteria, guidelines and standards determined by DOF. Aquaculture entrepreneurs have to fulfil c ertain requirements and criteria set by the DOF Malaysia, make an application, undergo a review audit and final approval before their farm can be awarded the certificate and logo (Department of Fisheries Malaysia, 2011). 4.3 Traceability in fish processing plant The information generated from the stage of fish being catches on vessel until reaches the end consumer are transmitted from one link to the next unit. In fish processing plant, the raw material received to be processed from its own fishing vessels. The information that may obtain from catching and from production stage are shown in the Table 2. The freshness of fish and fishery products are important along the processing as these products are perishable commodity. It needs to be evaluated frequently. There are several evaluation methods could be chosen from, which included microbiological methods, biochemical and chemical methods, physical methods as well as sensory methods. Table 2: Information registered or generated in fish processing stage. Information from catching Information from production Vessel name Fishing trip number Fishing area Fish species Units per catching day Condition of fish Weight of fish Ratio of ice to fish Other parameters Name of product Origin of raw material Plant number Authorisation number (especially for EU perspective) Product number or code Production date or lot number Best before date Product weight Temperature Quality and processing parameters Sensory evaluation results Microbiological results In Europe, since the European Union (EU) Regulation 178/2002 requires mandatory traceability for all food and feed products in EU countries, there is a comprehensive and complete traceability system implemented in the region. In the fish processing plant, several batches of raw materials may be processed into different finished product in one day. Different batches of raw materials came from different vessels, and graded mechanically. The graded raw materials will be distributed into different containers or tanks according to size. Each container labelled with a grade ID. These graded fishes are ready to be processed, which is also known as in-feed batches. The in-feed batch ID carries the information which able to be tracked back from final product. The information are carried between links of batch number, grade ID and in-feed batch ID, or even final products. The processing manufacturers must also able to identify whom they provide their products to. For Malaysia perspective, the traceability in fish processing plant is adopted from ISO 22005, Hazard Analysis and Critical Control Point (HACCP), Good Manufacturing Practice (GMP) and Sanitation Standard Operating Procedures (SSOP). ISO 22005 described a traceability system is influenced by regulations, product characteristics and customer expectations within a feed and food chain. The manufacture company should identify the product or ingredients used, the raw materials suppliers and finished products customers, flows of materials, manufacturing process history and other related information. These information shall be recorded as documentation for traceability data. Hazard Analysis and Critical Control Point (HACCP) is aimed to determine whether there is any food safety hazards that are likely to occur on the fish and fishery product processed through the analysis and control of biological, chemical and physical hazards from the raw material, to processing, distribution and consumption of the finished product. At the same time, the hazard analysis is to identify possible preventive steps that may be applied to control those hazards. The general records that required to make included name and location of the processor or importer, date and time of the activity that record reflects, signature or initials of the person performing the operation and identity of the product and its production code. These records should be done at the time that it is observed. All records as well as all plans and procedures required should be available for official review and copying at reasonable time periods, usually 1 year from the processing date for refrigerated p roducts and 2 years for frozen, preserved or shelf-stable products. Good Manufacturing Practice (GMP) certification scheme aimed to assist manufactures of food products and food related products to provide assurance to consumers that the products are manufactured in a hygienic manner and the best practices in manufacturing accordingly. GMP is one of the pre-requisite programmes (PRP) required to established prior implementation of HACCP. Records are made along the manufacture process show all the steps required by the defined procedures and instructions were taken to achieve the expected quantity and quality. The documentation may divide into quality manual, operating procedures and support documentation. Support documentation will be the significant element for traceability system. It records how the manufacture company carries out and details of their processing process on materials, procedures, operations and finished products. These records may enable the complete manufacture process of a batch to be traced are retained in a comprehensible and ac cessible form. Meanwhile, Sanitation Standard Operating Procedures (SSOP) emphasize on the sanitation aspect for a fictional seafood company processing a cooked ready-to-eat seafood product. There are several steps in this operating procedure and several records had been made accordingly. Daily Sanitation Control Record is the main document that used in seafood processing monitoring, such as in safety of processing water and ice, condition and cleanliness of food contact surfaces (included utensils, gloves and outer garments), prevention of cross-contamination, protection of food, food-packaging material and food-contact surfaces from adulteration, labelling, storage, employees health and hygiene, toilet facilities as well as pest control. Other documents are included municipal water bill and periodic sanitation record, building plumbing inspection report and periodic sanitation control record. These records will be reviewed and kept on file for two years. 4.4 Traceability during Fish and Seafood Products Transportation and Storage In EU perspective, information needed to be kept during fish transportation and storage includes the name and address of supplier, quantity, batch number and the nature of the supplied fish and seafood products. Other information such as areas and dates of harvesting, location and the date of processing and packaging are also necessary. A more detailed description of the products is recommended such as pre-packed or bulk products, processed or raw fish and seafood products. The conditions of the transportation means should be recorded specifically. This includes the temperature, humidity and the atmosphere of the transport vehicles, length and conditions of handling and also the duration of transportation and storage. The location where the products are stored and the date by which the products should be used are needed to be recorded. Meanwhile, the name and address of the customer (wholesaler or retailer), quantity, batch number and the nature of the fish and seafood products that were delivered to the customer and the date of transaction or delivery should also be recorded. Whereas in Malaysia, basic information such as the name and address of the supplier, quantity and batch number are recorded. Registration and validation of the cold chain maintenance is required. Record keeping of the temperature and time control, GMP records such as the personnel and sanitation is also required. In general, the information recorded in the transportation in Malaysia is similar to the information recorded in EU. 4.5 Traceability in Retailer The record keeping of retailer in EU and Malaysia shares the commonality. The retailer should have the record on the information of the producers name, product name and quantity, pallet number, carriers name, shipment number and also wholesalers name and address. RFID system and bar code can be used upon the arrival of the products and these systems aid in the traceability of the food products. Besides, the temperature and hygiene of storage conditions of the products upon receiving; date and places of arrival should also be recorded. Types of boxes or container used and the weight of the fish and seafood products should also be recorded. In addition, the retailer should have the record on the origin of the products. In general, the commercial documents for these highly perishable products are usually kept for the period of 6 months after the manufactured date or delivery. The legislation of handling and processing of fish and fish products for export to EU are controlled by the Fisheries (Quality Control of Fish for Export to the European Union) Regulations 2009 under Fisheries Act 1985 together Food Export (Issuance of Health Certificate for Export of Fish and Fish Products to the European Union) Regulations 2009 and Food Hygiene Regulations 2009. 4.6 Information available to customers It is important that there is information available about the seafood products sell in the market for consumers. This is to enhance consumer confidence and by confirming the foods that they consume are safe as well as free from any contamination or diseases. Besides, it is also to strengthen the food safety by increase the effectiveness of product recall during the emergency case such as food poisoning. Information on traceability system enables consumers to avoid specific seafood easily due to the allergenicity, food intolerance or even lifestyle choice (ICTSD. 2006). For consumers, traceability system provides a more controllable condition in food chain which meant to deliver a safer and higher quality of food. Thus, traceability system may be an effective system that provides information about the whole process of product, from the production to the distribution among consumers by providing the consumers information of the origin for that particular product and give consumers a gr eater choice in deciding whether to buy or not. Basic information such as species of seafood product, origin of product and suppliers is needed on the package of products as well as Halal certification/ authentication especially in country like Malaysia. With this information, consumers will feel safer in that they will be able to see the detailed information about the origin country and also the farm of the seafood products. Due to the undeveloped and inappropriate management of traceability system, Malaysia is still practicing conventional and manual record keeping. Thus, more detailed information about the product is not available to customers in the market. In developed countries like EU, there are tools to identify the trade and logistics items such as EAN.UCC system. Every item will be given one unique number, and the number will give identity to the products and consists of information concerning the products. Besides, it is capable in providing the locations where the products are assigned and ensure the efficient flow of products. Through the system, information related to the products can be passed from one stage to another until to the end, which is to the consumers. The information available to consumers are such as fish species (Trade/ Latin name), catching area, catching date, production me
Wednesday, October 2, 2019
All Kinds Of Love by Carolyn Jaffe and Carol H. Ehrlich Essays -- Hosp
Throughout the course of our lives we will experience the deterioration of a loved one due to illness or aging. This may cause us to make a choice of how and where we choose our loved one to die. Authors, Carolyn Jaffe and Carol H. Ehrlich, in their book All Kinds of Love, illustrate how the relationships between doctors, patients', family, friends, hospice volunteers, and hospice nurses all play an important role during he patients last days as they try to reach a "good death". In the book's foreword, Rabbi Earl A. Grollman comments on Jaffe's history of nursing experience and states "Her stories bring alive the concerns, the surprises, the victories, the disappointments, the mistakes, the uncertainties, the joys, and the pain that are part of one's dying" (1, p. v). The preface focuses on the type of care Hospice provides for the patient and family, while the section entitled "Hospice is..." provides a detailed definition of hospice.Chapter One demonstrates the sensitivity a hospice nurse must use when dealing with new patients and how the nurse must remain unbiased at all times. Chapter Two reviews the family emotional strains and stresses which can be experienced when a loved one is dying within the home and how different people deal with the change. In Chapter Three we can develop a deeper understanding of an individual's strength and acceptance through the story of Karen, a seven year old who is dying from cancer. The different coping mechanisms expressed by Karen's parents are very contrast dramatically as the needs of survivors vary.Chapter Four highlights patients' need for control and decision making over his or her own life. In Chapter Five, Henrietta, the patient had very little control over her treatment and pain because her husband r efused to accept her dying, until Janice (hospice nurse) promised her dignity during death. In Chapter Six, William tries a new method of pain control and his spirits are lifted as he once again has some control in his life as expressed in his statement, "I can't believe the power I have"(1, p.194). Chapter Seven lightly touches upon the death of AIDS patients, and the stigmatism's and rejection they may face, but also exhibits the patients' ability to control their moment of death. The joy which a family can gain when there is an open acceptance of a loved ones death is visible in Chapter Eight as John's f... ...very touching with a lot of strong emotion behind the words "I share with you the agony of your grief... the strength of caring, the warmth of one who seeks to understand the silent storm swept barrenness of so great a loss. This I do in quiet ways that , on your lonely path, you may not walk alone..." (1, p.294).Reading Appendix A, I strongly agreed with Jaffe and Ehrlich's recommendations for more mandatory classes about religion, cultural, and coping with dying patients classes in the medical curriculum, because we cannot truly expect our medical staff to respond appropriately to everyone's needs without offending certain religious and cultural beliefs if we do not help them take a step in the right direction.In summary, my overall opinion of this book All Kinds of Love: Experiencing Hospice, by Carolyn Jaffe and Carol H. Ehrlich was excellent. This book challenged my morals and changed my views about in home care. It's reassuring that this kind of care is available not only for myself, but also for the people I love. Bibliography Ehrlich, Carol H., and Carolyn Jaffe (1997). All Kinds of Love: Experiencing Hospice. Amityville, New York: Baywood Publishing Co., Inc.
HR roles and responsibilities Essay -- essays research papers
In todayââ¬â¢s competitive business market, it is very important to remember how effective planning and development play an important role in the overall success of the organization. The ability to plan and execute an effective strategy is only as good as the people that are placed in the positions to make these decisions. It is crucial to have an aggressive team that will be both competitive and motivated to carry out the objectives set forth. Not only is it important to understand how these individuals will effect the organization but also the importance of obtaining effective hiring practices. Real Estate human resources vary from agency to agency, but for larger companies, still has a strong presence in the company. Human resource management is truly the backbone for all organizations as it relates to the overall picture. Additionally, human resource management effects an organization through methods such as effective human resource planning, equal opportunity employment and affirmative action, the recruitment and selection process of staff and the managerââ¬â¢s ability to manage a safe and healthy work environment. The real estate industry provides many aspect of management related to strategic initiatives that directly affect the organization. In looking at the management in a real estate environment, there are many decisions that need to be made and how these decisions effect the organization and the staff is a crucial part of the success of the overall operation. Human resource management plays an important role in the development of accurate policies and procedures, staffing and management of personnel and individual job fulfillment and career planning. Let us not forget the basics of human resource management and how it relates to daily operations in a real estate environment. On a daily basis managers must understand that they are the representatives of human resources and how they react to staff members in certain situations directly effects the operation of the agency. Human resources development is a major function that consists not only of training and development but also of individu al career planning and development activities, organization development, and performance appraisals, an activity that emphasizes training and development needs (Mondy, et al, 2005a). Managers must understand that training and development of staff and management is cruci... ...to age, sex, race, religion, functional specialty, religion, sexual orientation, geographic origin, and lifestyle, tenure with the organization, or position and any other perceived difference. (Mondy, Noe, 2005d). As discussed, it is important not only for the manager to understand the importance of the human resource management process, but also the way that all aspects of the management an operation effect success. Human resources management certainly applied to daily operations and is very difficult to overlook when realizing the constant need to understand and determine solutions for your organization (Mondy, et al, 2005e).These practices are levels of awareness that every manager and employee must be aware of in a real estate company. Next time a staff member has a question about human resource planning, equal opportunity employment and affirmative action, the recruitment and process of staff or the managerââ¬â¢s ability to manage a safe and healthy work environment human resources one must remember how important an human resource manager is to the company. References Mondy, R., et al. (2005). Human resource management (9th ed.). Upper Saddle River, NJ: Prentice Hall, Inc.
Tuesday, October 1, 2019
Housing Discrimination
Allyson Jones Housing and Society Due: October 11, 2012 Dr. Joyner Housing, Neighborhoods and Health Disparities Corina Graif, PhD, RWJF Health & Society Scholar at the University of Michigan, Ann Arbor. Many aspects of internal housing conditions are known to affect health. Limited but important evidence also exists on the health implications of the socio-spatial context of housing.For instance, fear of crime, crowding, neighborhood disadvantage, social exclusion, and residentsââ¬â¢ social exchange are linked to cardiovascular and mental health, obesity, diabetes and low birth weight. In my dissertation work and related projects, I ask questions about the spatial context of neighborhood effects to investigate how the urban geography of inequality and cumulative spatial disadvantage shape the health and well-being of the inner-city poor.Several important questions about the neighborhood and spatial context aspect of housing remain critical to ask in our quest to understand and act on the constellation of factors shaping health outcomes: a) How do different spatially salient markers (such as nearby presence of crime hotspots; community health centers; daycare) interact with the neighborhood context in shaping health outcomes, employment, and health care. f) To what extent moving low income families to high quality neighborhoods increases or decreases their access to health related resources and critical social networks and jobs?Read more about Moving to Opportunity and how neighborhoods impact residentsââ¬â¢ health. http://www. rwjf. org/en/blogs/human-capital-blog/2012/01/housing-neighborhoods-and-health-disparities. html RACIAL DISPARITY STILL HAUNTS HOUSING MARKET July 3, 2003 By Anders Hoerlyck IN THEORY, the American housing market is free and open. The report found that high-interest loans, many of which are illegal, are three times more likely in low- income neighborhoods than in high-income areas, and five times more likely in black neighborhoo ds than in white neighborhoods.HUD further noted that homeowners in high-income black neighborhoods are six times as likely as homeowners in upper-income white neighborhoods, and twice as likely as homeowners in low-income white neighborhoods, to have high- interest loans. Another study found that black homeowners receive less value for their homes than white homeowners. The study, which compared home values to homeowner incomes for owners of different ethnic and racial groups in the nation's 100 largest cities in 1990, found that, equalizing for income, black homeowners received 18 percent less value for their homes than white homeowners; white homeowners owned $2. 4 worth of house for every dollar of income, while black homeowners owned only $2. 16 worth of house. The study further revealed that the 18 percent gap imposed on black homeowners ââ¬â the so-called segregation tax ââ¬â primarily results from a high degree of racial segregation in neighborhoods. Working poor fac e shortage of affordable housing November 10, 1996 Consider Sam Brown of San Francisco, who pays more than two thirds of his monthly income to keep his family in housing.Housing officials estimate more than five million families are in dire straits when it comes to paying for a place to live. The affordable housing shortage has worsened as officials have torn down high rise tenements, characterizing them as warehouses for the poor. Some housing assistance programs have helped to ease the stress. http://articles. cnn. com/1996-11-10/us/9611_10_welfare. housing_1_affordable-housing-housing-assistance-programs-housing-officials-estimate? _s=PM:US Middle-income families facing housing shortageToday in America more than 3 million moderate income families have a critical housing need despite working the equivalent of a full-time job,â⬠said Michael Stegman, one of the authors of the study, ââ¬Å"Housing America's Working Families. ââ¬Å"â⬠The report was commissioned by the Cen ter for Housing Policy, a subsidiary of the National Housing Conference, which is a consortium of some 700 home builders and home lenders from across the country. http://articles. cnn. com/2000-06-02/us/housing. shortage_1_center-for-housing-policy-critical-housing-national-housing-conference? s=PM:US Housing at Risk AFFORDABLE HOUSING FINANCE â⬠¢ June 2012 What you need to know about three key changes that could have a big impact on the preservation of existing affordable housing BY DONNA KIMURA AND CHRISTINE SERLIN Three key changes are poised to make a big impact on the preservation of existing affordable housing developments. These new moves two new programs and one policy change arrive at time when the affordable housing stock is shrinking. This amounts to nearly 60 percent of units with federal project-based rental assistance.Approximately 50,000 units are assisted under these programs, including about 25,000 units under the Mod Rehab program. Under the legislation, a demo nstration program has been created that allows certain public housing and Sec. 8 Moderate Rehab properties to voluntarily convert to a long-term Sec. 8 rental assistance as a means of preserving these units. They could convert to either a project-based rental assistance contract administered by HUD and be eligible for renewal under the Multifamily Assisted Housing Reform and Affordability Act or a project-based contract with a local public housing authority.As many as 60,000 units of public housing and Sec. 8 Mod Rehab housing may be converted under a competitive selection process. FHA PILOT PROGRAM Centerline Capital Group provided about $2 million in low-income housing tax credit equity. The Federal Housing Administration (FHA) has recently launched a pilot program that aims to speed up the processing time for FHA-backed deals that use low income housing tax credits (LIHTCs). NONPROFIT SALES PROCEEDS During the 1960s and 1970s, HUD worked with nonprofits to finance thousands of pr operties under its mortgage insurance programs, including Sec. 21(d)(3), Sec. 231, and Sec. 236 of the National Housing Act. HUD reports that nonprofits own 39 percent of all Sec. 236 and 221(d) (3) properties with maturing mortgages. More than 700 of these properties have mortgages that will mature within the next 10 years, representing roughly 80,000 affordable housing units, including 42,000 with project-based rental assistance. Historically, there have been restrictions on nonprofit owners receiving proceeds from the sale of FHA-insured properties. ttp://www. housingfinance. com/ahf/articles/2012/june/0612-special-focus-Housing-At-Risk. htm Growth through Low Income Housing Published on: Wednesday, October 31, 2007 Written by: Trista Winnie Low income housing makes housing more accessible for many families There is a common misconception that low income housing today is of the same quality as the low income housing projects of the past. This misconception is a hurdle that low in come housing developers and advocates have to work hard to overcome.Often, community members try to prevent low income housing from coming to their area, assuming that the stereotype that low income housing equals low quality housing is true. Low income residents have their own fears about property values. When planning a low income housing development within a community, ââ¬Å"all kinds of fears come out,â⬠Greer said. Mixed use projects, incorporating low income housing and retail, are gaining popularity Another way in which developers are gaining acceptance is through production of mixed income developments, rather than strictly low income developments. Affordable housing is a problem for every community because the cost of housing and the sale prices of houses are going up faster than incomes. â⬠Low income housing developments that seek to be eligible for tax credits are required to be set aside as low income housing for a minimum of 30 years, according to the Danter Company. Financing is also available for other types of low income housing through programs such as tax credit allocations, partnerships, low interest loans, grants and donations. For more on the Hope VI program and other sources of low income housing financing, see our article on Financing Low Income Housing Projects. ) The rehabbing of rundown low income housing projects is just one avenue through which developers can be involved in low income housing, but it should serve as an overall notice for all investors that the low income housing industry is not a glamorous one. Communities and sources of funding both favor those who are experienced in low income housing. Competition for low-income housing funds is fierce. http://www. uwireinvestor. com/articles/low-income-housing-51313. aspx Housing discrimination ââ¬Å"widespreadâ⬠among disabled, immigrants, minorities, others May 07, 2012|Yvonne Wenger A survey of 549 community-based organizations suggests that housing discrimin ation is on the rise, particularly targeting disabled individuals, immigrants, minorities and families with children, according to the nonprofit Consumer Action. ââ¬Å"Housing discrimination is all too alive and well in the United States today,â⬠Ken McEldowney, executive director, Consumer Action, said in a statement.Forty-eight percent of surveyed organizations called housing discrimination very serious. Forty percent said housing discrimination has gone up in the last two years; 11 percent said discrimination has gone down. http://articles. baltimoresun. com/2012-05-07/business/bal-housing-discrimination-widespread-among-disabled-immigrants-minorities-others-20120504_1_housing-discrimination-minorities-and-families-baltimore-neighborhoods Report | September 2007 New Housing, Income Inequality, and Distressed Metropolitan AreasBetween 1970 and 2000, both distressed and non-distressed metropolitan areas with rapidly growing income inequality experienced rapidly growing reside ntial segregation by income. In distressed metropolitan areas between 1970 and 2000, rising income segregation was associated with excess housing construction. In non-distressed metropolitan areas, there was no relationship between income segregation and excess housing construction. Rising income inequality and neighborhood income segregation accounted for 16 to 50 percent of new construction in distressed metropolitan areas between 1970 and 2000.Policies that reduce income inequality can help reduce overbuilding and income segregation in distressed areas. http://www. brookings. edu/research/reports/2007/09/newhousing-watson The Links between Income Inequality, Housing Markets and Homelessness in California The housing market rapidly rising rents, the declining number of low-income rental units in the housing stock, and deceleration in federal housing programs. Homelessness in California John Quigley, Steven that growing income inequality working through homelessness.Income inequali ty has grown substantially Distribution of Income in California (1996). Of Californiaââ¬â¢s income distribution suggests that there income distribution. Better-quality housing, enter the lower-quality market, and the resulting higher rents suggest very low incomes can no longer afford housing and are forced that affect homelessness associated with greater homelessness. The links between income inequality and homelessness, income in a number of locations higher and incomes move lower), the greater the incidence of homelessness response to changes in income distribution.Decrease the average income of households in the lowest fifth increases in the homeless population. Policy Interventions which policy interventions in the housing market can lower homelessness rates one trend in federal programs built housing rates on lower-quality housing to encourage landlords to of income (currently 30 percent) in units available on the study uses simulation models to explore how homelessness und er Section 8) to all low-income households, targeted ââ¬Å"barely-standardâ⬠housing, and a general maintenance subsidy the landlord programs maintenance program.The demand for and price of the lowest-quality housing, forcing out the lowest-income renters responses identified above would go to low-income households to make low-quality housing more affordable and thereby, Section 8 program and by compensating local governments very low end of the housing stock. www. ppic. org/main/publication. asp? i=211 Claudio Frischtak Benjamin R. Mandel Crime, House Prices, and Inequality: The Effect of UPPs in Rio January 2012 Residential property prices are an important gauge of economic conditions writ large.Propertyââ¬â¢s location determinants of house prices can alter the level and dispersion of household wealth connection between crime and house prices. Document the relationship between crime and house prices. Distributional consequences of removing the public bad of crime; that is , the removal of crime the degree of overall inequality among property values. Crime rate a dynamic model of property valuation. Our empirical work will show that decreasing crime does, in fact, benefit lower valued properties disproportionately, reducing the inequality among properties.House prices for the city of Rio de Janeiro since 2008. Both homicides and robberies coefficient measures the level of inequality of house prices across Rioââ¬â¢s neighborhoods. It objective of crime reduction residential property prices in Rioââ¬â¢s formal housing market, as well as on homicide and robbery rates in each of Rioââ¬â¢s neighborhoods, we formally test the hypotheses that Neighborhoods closer to a UPP station experienced larger than average decreases in crime and larger than average increases in house prices after the UPP was put into place.Prices increased by an average of 5-10 percent, homicides decreased by an average of 10-25 results to construct counterfactual price and cri me rates and, with those, city-wide statistics. We note that since we do not observe house prices skyrocketing residential property prices in the formal housing markets surrounding the favelas. Having established that the UPPs influenced crime and house prices in opposite directions house prices. Returns to crime reduction; this implies that properties with either high initial crime rates or current property values.This treatment of the dynamic transmission of crime rates into house prices is quite duration of crime rates in the past; lower initial crime rates with low historical duration gives rise to the biggest increases in price when the crime rate declines. Implementation of the UPP policy counterfactual house prices described above shows that the disparity in house prices across Dispersion in property prices within those neighborhoods narrowed, suggesting that even change in the crime rate.Works identifying the impact of crime and violence on property prices, with the paper by exploit both spatial and temporal variation in crime data to identify the effect on house prices, persistence of historical crime rates. The present study uses more disaggregate price data, at on the implications of crime for the dispersion of house prices. First draw connection between crime reduction and wealth inequality. Our empirical measurement of the crime elasticity of house prices is connected to a crime rate as exogenous, which ay have biased the elasticity estimates if, for example, crime occurs disproportionately in poorer neighborhoods with low property values or, conversely, if criminals target areas with higher-priced homes. (2009) found 12 instances in of a set of 18 empirical studies relating house prices and crime variation around an exogenous policy experiment, the UPPs in Rio to historical crime rates or the levels of property prices is a reasonable instrument for the effect of crime on house prices. www. newyorkfed. org/research/staff_reports/sr542.Housing and inequalities in health Professor Hoyden-Chapman The existence of debilitating inequalities in health across social groups has become the first law of public health. People privileged by more education, income, the dominant ethnicity, higher status jobs, and housing standards, have better health than those with less education and income, minority ethnicity, lower status jobs, and poorer housing. Focusing on housing and neighborhood improvements have historically been key policy instruments to improve population health.Housing tenure has been associated with health in a number of studiesââ¬âthose who rent their houses appear to have poorer health than those who own their houses even after controlling for age, gender, and education. 5Housing for most households is their largest monthly expenditure and housing costs in the survey were related to health. The psychosocial aspects of housing such as pride in a house and neighborhood showed an association with health status only before controlling for other variables.Several multilevel studies have shown that some neighborhoods are indeed bad for people's health. 6Surveys to explore new associations and intervention studies to test causal links between housing and health are important. The social and economic aspects of housing, and the lack of it, continue to play an important part in generating inequalities in health. http://jech. bmj. com/content/56/9/645. full Green Building Saves $$$ Developers open their books to show low operating costs at green properties BY BENDIX ANDERSONAFFORDABLE HOUSING FINANCE â⬠¢ April 2008 Thanks to these energy savings, the reserve accounts of the 600 green affordable apartments in the portfolio of Homestead Capital are an average 36 percent larger than the rest of Homestead's affordable portfolio. The apartments were built to a variety of green standards. Early operating data from the green portfolio of Enterprise Community Partners, Inc. , shows energy savings of up to 40 pe rcent, compared to properties built to the standards of local building codes.Of course, the biggest energy savings are at projects built to the toughest green standards. Denny Park also meets the demanding standards set by Enterprise for its Green Communities investments. It cost Denny Park's owners, the Seattle-based Low Income Housing Institute (LIHI), a total of $1,000 per apartment in utility expenses to operate Denny Park in 2007, from electricity to hot water to trash pickup. That's as much as $200 per apartment lower than the utility costs at LIHI's other affordable properties.Conserving water green developers and investors also report steep savings on their water bills, which are 35 percent to 40 percent less on average than water costs at comparable properties, according to information from the portfolio of green properties in Enterprise's Green Communities Initiative. Denny Park racked up savings, with water and sewer costs of $188 per resident, compared to $235 and $322 p er resident at LIHI's comparable properties. Saving water also helps keep the hot water heating costs down.Denny Park's hot water bill was just $133 per apartment in 2007, roughly a quarter less than at LIHI's comparable properties. It cost $102 per apartment to haul trash away from Denny Park in 2007. Green projects have low turnover Tenants are also less likely to move out of green affordable housing properties, according to developers. Many residents appreciate the improved air quality at green building projects, said Oberdorfer. http://www. housingfinance. com/ahf/articles/2008/apr/FOCUSGREENBUILDINGSAVES0408. htm Towns get new deadline for affordable housing July 01, 2004Last year, the General Assembly passed the Affordable Housing Planning and Appeal Act, which encourages municipalities with less than 10 percent affordable housing to develop a plan to increase that percentage. http://articles. chicagotribune. com/2004-07-01/news/0407010376_1_municipalities-towns-percentage-poi nts HUD program to target jobs for poor residents November 23, 1993|By Eric Siegel | Eric Siegel, Staff Writer Baltimore will serve as a pilot program for a national effort to channel more federal housing funds toward low-income residents and minority businesses, officials announced yesterday.HUD also promised stricter enforcement of the so-called ââ¬Å"Section 3â⬠requirement, part of the Housing and Urban Development Act of 1968. ââ¬Å"HUD estimates the federal money could support 300 low-income jobs in the city. City housing officials could not immediately say how much of the federal housing money the city receives goes to fulfilling the Section 3 requirement. Of 85 city residents hired to renovate units at Cherry Hill Homes, 26 were public housing residents, they said. http://articles. baltimoresun. com/1993-11-23/news/1993327087_1_public-housing-residents-federal-housing-housing-and-urban Census: housing disparities continueBy Brandt Williams Minnesota Public Radio Septe mber 17, 2002 For most Americans, the value of their home is their prime source of wealth. During the 1990s, a booming economy and buyer-friendly housing market helped many Minnesotans build thousands of dollars in home equity. They were able to buy at low prices and watch the value of their homes skyrocket. Goetz says home values remain lower in those neighborhoods than in predominantly white areas, where the demand for homes is higher. Census figures show the statewide median home value for African Americans is $106,000, which is slightly higher than for Hispanics.American Indians have the lowest statewide median home value, at $78,000. Asian American home values remain slightly higher than that of whites. In Hennepin County, home of the state's largest concentration of people of color, African American home values are the lowest at $103,000. Goetz says this gap in home values will feed future economic gaps between whites and people of color, because home equity is passed on from generation to generation. In 1990, white home values were 3 percent higher than those of Hispanics and 6 percent higher than for African Americans. ttp://news. minnesota. publicradio. org/features/200209/17_williamsb_censushousing Environ Health Perspect. 2005 May; 113(5): A310ââ¬âA317 PMCID: PMC1257572 Environews Focus Dwelling Disparities: How Poor Housing Leads to Poor Health For most Americans, the value of their home is their prime source of wealth. During the 1990s, a booming economy and buyer-friendly housing market helped many Minnesotans build thousands of dollars in home equity. They were able to buy at low prices and watch the value of their homes skyrocket.Goetz says home values remain lower in those neighborhoods than in predominantly white areas, where the demand for homes is higher. Census figures show the statewide median home value for African Americans is $106,000, which is slightly higher than for Hispanics. American Indians have the lowest statewide median ho me value, at $78,000. Asian American home values remain slightly higher than that of whites. In Hennepin County, home of the state's largest concentration of people of color, African American home values are the lowest at $103,000.Goetz says this gap in home values will feed future economic gaps between whites and people of color, because home equity is passed on from generation to generation. In 1990, white home values were 3 percent higher than those of Hispanics and 6 percent higher than for African Americans. http://www. ncbi. nlm. nih. gov/pmc/articles/PMC1257572 Disparities in Risk To a large extent, disparities in health and access to care among minorities reflect disparities in socioeconomic status. The fact that minority populations on average are poorer than whites underlies many health disparities.Health insurance coverage and access to preventive care play a major role in determining health outcomes. Although insurance coverage improves access to health care, minority ch ildren have less access to primary medical care than white children, even after accounting for differences in insurance coverage, according to the Kaiser Family Foundation Report. Inadequate routine and preventive care increases a childââ¬â¢s incidence and burden of disease. Hospitalization for asthma generally is avoidable if the disease is well managed.Poverty, substandard housing, inadequate access to health care, lack of education, and failure to adequately control asthma with medication all contribute to asthma episodes and deaths. Ethnic minorities also experience poorer cancer survival rates than whites. According to the American Cancer Society, cancer mortality rates are 40 percent higher for African-American men than white men. Efforts to eliminate health disparities are underway both nationally and locally. NIEHS and the National Institute of Allergy and Infectious Diseases have supported several urban asthma studies. Many states also have created offices addressing min ority health.The HHS OMH funds health projects conducted by minority community and national organizations, maintains minority health consultants in HHS Regional Offices, and operates a Resource Center on minority health issues. The National Institutes of Health also has a National Center on Minority Health and Health Disparities to coordinate research, training, and outreach programs surrounding health disparities. Due to the strong link between socioeconomic status and health disparities, programs designed to improve the socioeconomic status of minorities also could help to reduce health disparities.Focusing on properties that pose the greatest health risks, which are overwhelmingly older, low-income, and in substandard condition, will yield the greatest improvement in health outcomes and address the striking health disparities borne by low-income and minority families. http://www. afhh. org/ifc/ifc_disparities. htm A growing number allege unfair treatment in housing market| Update d 9/29/2007 | Nearly 40 years after a national law banned housing discrimination, an increasing number of complaints are alleging unfair treatment of minorities, the disabled, families and other groups.The Department of Housing and Urban Development and housing assistance agencies logged 10,328 complaints last year, a 12% jump from 2005. Between 2002 and 2006, seven states and the District of Columbia averaged more than 10 housing discrimination complaints per 100,000 housing units, according to the GNS analysis. The average state rate was 7. 6 complaints per 100,000 units. The 1968 Fair Housing Act, amended in 1988, bans discrimination in the housing market based on disability, race, sex, national origin, religion, skin color or whether a family has children.Reasons for the growing number of discrimination complaints vary, housing officials say. Agency's performance criticized Last year, 36% of the complaints to HUD were settled. Federal officials and fair housing advocates say it' s difficult to know whether housing discrimination is on the rise in a particular area. Private housing groups also get complaints that aren't included in the data. â⬠¢ In almost one third of counties, no housing discrimination complaints were filed with HUD or its contract agencies between 2002 and 2006. â⬠¢ Housing discrimination complaints related to disability are as common as those related to race.Nationally, disability-related cases accounted for 40% of complaints filed with HUD and its contract agencies last year. Race-related complaints accounted for 39%. Housing experts expect disability complaints to climb as the nation's population ages and older Americans better understand their housing rights. Last year, HUD dismissed 40% of complaints, citing lack of evidence. One reason may be that housing discrimination today can be subtler. HUD must investigate discrimination complaints within 100 days. http://usatoday30. usatoday. com/news/nation/2007-09-28-housing-main_N. htm
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